As your trusted Community Bank, we want to make our customers aware of developments in public policy, especially when it may expose your financial privacy.

The Biden Administration has proposed legislation that would require financial institutions, including community banks such as Commonwealth Community Bank, to report any transactions more than $600.00 (deposits and withdrawals- transfers between savings accounts and checking accounts, check or cash deposits.) through either personal or business accounts to be reported to the IRS. This comprehensive bank account reporting will soon be enacted in Congress and will create an invasion of privacy for our customers. Please help us and other community banks in telling Congress that this is unacceptable. If you value your financial privacy please tell Congress: https://www.icba.org/bank-locally/consumer-alert-from-icba

model house in the foreground with a banker handing over house keys to another person in the background

Real Estate

Lending Products

Commonwealth Community Bank is pleased to offer real estate loans to help you purchase your dream home, refinance your existing home, or home improvement loans to turn your existing home into your dream home. For blank printable Real Estate Application and Application Disclosures, please see the application and disclosures below to apply. To apply online click here- Real Estate Application and Application Disclosures

1003 Application- printable blank pdf version

Privacy Notice- printable blank pdf version

Early ARM Disclosures- printable blank pdf version (see below)

Your Home Loan Toolkit- printable blank pdf version

Consumer Handbook on Adjustable Rate Mortgages- printable blank pdf version

Appraisal Notice-printable blank pdf version

*Please be aware that submission of information or application is not an automate guarantee of extension of credit and additional information may be necessary in order to process your loan request. Once an application is submitted, either in person or online, you understand that Commonwealth Community Bank will have to check and verify credit worthiness by obtaining credit report(s). Commonwealth Community Bank is an Equal Housing Lender and is an FDIC Insured Institution.

As your trusted Community Bank, we want to make our customers aware of developments in public policy, especially when it may expose your financial privacy.

Online Banking

Real Estate