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Certificates of Deposit

Deposit Accounts

TermInterest RateAnnual Percentage Yield

182 days

0.20%

0.20%

12 months

0.35%

0.35%

15 months

0.40%

0.40%

18 months

0.50%

0.50%

24 months

0.70%

0.70%

36 months

0.75%

0.75%

48 months

0.80%

0.80%

60 months

0.90%

0.90%

Promotional CDs

TermInterest RateAnnual Percentage Yield

9 months

0.30%

0.30%

27 months

0.75%

0.75%