couple talking with financial advisor

Checking Accounts/ Savings Accounts

Deposit Accounts

BanClub Account

  • $100 to open account
  • No Minimum Balance Required
  • Small monthly service charge- Basic BanClub-$6 Additional Plan-$7 Family Plan- $8
  • Free BanClub Checks
  • No Fee for Official Checks (limits may apply)
  • Accidental Death and Dismemberment Insurance**
  • Medical Emergency Data Card **
  • Saver’s Club**
  • Payment Card Protection**
  • Hotel Savings **
  • Everyday Rebate Rewards- Send in your receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 cash back every year!**
  • ATM card and Debit MasterCard® available

**Additional Activation steps may be required for club account benefits.

1st Checking

This account is aimed at the young and tech savvy ages 16-24 years of age *.  Persons under the age of 16 are required to have an adult signer on the account .

  • $25 minimum to open
  • No minimum balance required
  • No monthly service charges
  • Easy and Convenient Electronic Statements- Email or Internet Banking delivery  ($2.00 charge for each paper statement request)
  • 4 free foreign ATM transactions per statement cycle.
  • Download our free Mobile App in either iTunes or Google Play
  • Free Bill Pay
  • ATM card and Debit MasterCard® available
  • Apple Pay and Samsung Pay available

*After account holder reaches the age of 25, this account will revert to a Smart Checking Account.

Smart Checking Account

  • $100 minimum to open
  • No minimum balance required
  • No monthly service charges
  • Easy to balance statement
  • Canceled checks not returned
  • Unlimited check writing
  • ATM card and Debit MasterCard® available

55 Plus Account

  • No minimum balance required
  • No Charge for personalized checks
  • Easy to balance statement
  • Return of canceled checks
  • Applies to regular checking accounts only
  • Available to persons 55 years of age and older
  • ATM card and Debit MasterCard® available

Now Account

  • Interest bearing account
  • $1,000 minimum to open
  • $10 monthly service charge if balance falls below minimum
  • Easy to balance statement
  • ATM card and Debit MasterCard® available

Commonwealth Community Bank Round Up Checking Option

Commonwealth Community Bank is pleased to offer our customers a new way to save.

Customers can now opt in to activate a Round Up Checking option which will round qualifying purchases made with CCB Debit Card tied to a qualifying Commonwealth Community Bank checking account up to the nearest dollar. Daily the odd cents rounded up from those purchases will be moved to a qualifying Commonwealth Community Bank Savings Account.  It’s savings made easy!

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**See Current Savings Account Information for interest rate earnings information.

**Business, Rep Payee, Estate, Guardianship, DBA accounts are not eligible for this account option.

***Service may be terminated by CCB at any time without prior warning.

Regular Savings

  • $100 minimum to open
  • $2 monthly service charge if balance falls below minimum
  • Six withdrawals per quarter
  • $2 charge per withdrawal in excess of six
  • Quarterly statements
  • ATM cards available.

Advantage Savings

  • $10,000 minimum to open
  • Higher interest rate yields
  • $25 service charge if balance falls below minimum balance
  • Easy to balance statement
  • Six withdrawals per quarter
  • $2 charge per withdrawal in excess of six
  • Quarterly statement
  • ATM cards available.

Christmas Club

  • $1.00 Minimum Balance to open
  • Payments can be transferred directly from your checking account
  • Interest rate quoted weekly
  • Christmas Club checks issued for account balance and mailed at least 6 weeks before Christmas

Money Market

Our Money Market Account is an interest bearing account requiring a minimum of $1,000.00 to open. A $10.00 monthly fee will be accessed if the account balance falls below the minimum. The accounts are allowed six monthly withdrawals of which three may be by check. All withdrawals in excess of six are subject to a $10.00 fee.