couple talking with financial advisor

Checking Accounts/ Savings Accounts

Deposit Accounts

BanClub Account

  • $100 to open account
  • No Minimum Balance Required
  • Small monthly service charge- Basic BanClub-$6 Additional Plan-$7 Family Plan- $8
  • Free BanClub Checks
  • No Fee for Official Checks (limits may apply)
  • Accidental Death and Dismemberment Insurance**
  • Medical Emergency Data Card **
  • Saver’s Club**
  • Payment Card Protection**
  • Hotel Savings **
  • Everyday Rebate Rewards- Send in your receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 cash back every year!**
  • ATM card and Debit MasterCard® available

**Additional Activation steps may be required for club account benefits.

Smart Checking Account

  • $100 minimum to open
  • No minimum balance required
  • No monthly service charges
  • Easy to balance statement
  • Canceled checks not returned
  • Unlimited check writing
  • ATM card and Debit MasterCard® available

55 Plus Account

  • No minimum balance required
  • No Charge for personalized checks
  • Easy to balance statement
  • Return of canceled checks
  • Applies to regular checking accounts only
  • Available to persons 55 years of age and older
  • ATM card and Debit MasterCard® available

Now Account

  • Interest bearing account
  • $1,000 minimum to open
  • $10 monthly service charge if balance falls below minimum
  • Easy to balance statement
  • ATM card and Debit MasterCard® available

Regular Savings

  • $100 minimum to open
  • $2 monthly service charge if balance falls below minimum
  • Six withdrawals per quarter
  • $2 charge per withdrawal in excess of six
  • Quarterly statements
  • ATM cards available.

Advantage Savings

  • $10,000 minimum to open
  • Higher interest rate yields
  • $25 service charge if balance falls below minimum balance
  • Easy to balance statement
  • Six withdrawals per quarter
  • $2 charge per withdrawal in excess of six
  • Quarterly statement
  • ATM cards available.

Christmas Club

  • $1.00 Minimum Balance to open
  • Payments can be transferred directly from your checking account
  • Interest rate quoted weekly
  • Christmas Club checks issued for account balance and mailed at least 6 weeks before Christmas

Money Market

Our Money Market Account is an interest bearing account requiring a minimum of $1,000.00 to open. A $10.00 monthly fee will be accessed if the account balance falls below the minimum. The accounts are allowed six monthly withdrawals of which three may be by check. All withdrawals in excess of six are subject to a $10.00 fee.